Philadelphia-area real estate expert Frank Dowd has seen the changes in the business, especially over the past decade. He knows that home buyers today need better tools and information to make their decisions – especially when it comes to unexpected costs.

That’s why Dowd and his company, Associates Land Transfer Company, LLC (ALT), have introduced the new, free CashToClose™ calculator, available at http://www.cashtoclosecalculator.com. It’s free to use and no personal information is required. Creating an account is optional for those who want to save, edit and share their calculations.

The CashToClose calculator gives home buyers full knowledge of the costs they can expect, and they can use it while touring a home or visiting a site, safely from their own smartphone. CashtoClose is designed to help home buyers save money and eliminate costs with real-time calculator tools built in.

In collaboration with Edgewood Software, the CashToClose calculator is designed to empower consumers entering the home buying process. Before making an offer on a house, buyers can get a clear, comprehensive list of all their closing costs along with a breakdown of their all-in monthly payments. The technology is user-friendly and modeled after similar software products that, until now, were only available to title insurance professionals.

“We believe CashToClose gives Pennsylvania home buyers the most accurate closing cost estimate of any consumer tool currently on the market,” Dowd said. “Of course, it's just an estimate. The final numbers for any individual transaction will be determined by both the home buyer’s mortgage lender and their title insurance company.”

The average home buyer doesn’t know what to expect when buying a home, especially the different costs they incur throughout the process. The new CashToClose calculator gives home buyers a clear, comprehensive list of all closing costs, along with a breakdown of all-in monthly payments. CashToClose provides home buyers with the most accurate DIY estimate, with the knowledge of how much cash they’ll need to plan for settlement as well as the total monthly mortgage payment – considering seller and lender credits, escrows for both property and school taxes, along with pro-rations for items pre-paid by the seller, such as real estate taxes, association fees, and certain municipal utilities. All estimated costs are pro-rated based on their settlement date.

You can create as many estimates as you need, even for multiple properties, and save them all in your personal dashboard on the CashToClose site. Users can revise their estimates if details change, easily duplicate an estimate to compare different scenarios, and keep everyone in the loop by sharing estimates in your dashboard.

“The tools in CashToClose offer home buyers more than just your typical calculator,” said Dowd. “We've worked hard to make sure that the closing cost estimate is clear and easy to follow. The “Closing Cost Worksheet” is comparable to the ALTA Settlement Statement that you'll see at your final closing, using similar descriptions and terminology.”

Using the CashToClose calculator, home buyers can take a close look at the numbers, eliminate unnecessary fees and explore any and all credits that might be available to help reduce their closing costs. The calculator also points out fees they’re likely to encounter during the home buying process that can be avoided by shopping around or simply asking questions. It also encourages them to look for similar savings when shopping for services provided by real estate brokers, mortgage lenders and title companies.

In development by the team at ALT and Edgewood Software over the past four years, the CashToClose calculator made its debut online in 2019 as a consumer-friendly closing cost calculator. Further refinement and enhancements now make CashToClose an indispensable tool for the buyer or borrower, as well as a tool that will make life easier for lenders and other real estate professionals.

“Before we created the CashToClose calculator, there were other software products that were only available to title insurance professionals and looking back, we can understand why,” said Dowd. “Developing CashToClose was no small project. Now, behind the scenes, CashToClose does all the heavy lifting, accessing public tax records and leveraging online technologies for the most complete and accurate estimate available. It’s built with Google address verification for any residential property in Pennsylvania, and automatically designates the property’s county, municipality and school district yet allows the buyer to adjust it for those fringe cases. Borrowers can even enter specific loan details and enter an interest rate up to four decimal places. It’s a robust tool that we feel puts much more power- and information- directly into the hands of the home buyer.”

Additional information about the new CashToClose calculator is available online, at http://www.cashtoclosecalculator.com.

On the 21st of August, a few days from now, H&S will host an exclusive ARY Laguna Sales Event in DHA City, Karachi. The event is predicted to become a huge success with a footfall of investors from all over the country. Many investors from abroad have also shown their interest and made plans to be a part of the event by tuning into digital live sessions.

Moreover, the ARY Laguna Sales Event aims to cover all the bases of the project with its existing and prospective clients by briefing them about the project and allotting units accordingly. The use of Crystal Lagoon’s innovative and patented technology in the project will be a guaranteed highlight.

Considering the seriousness of the COVID-19 situation, it will be made a special point of concern to follow all SOPs at the event; including, wearing masks and keeping distance in the spacious venue. The event will present an opportunity to all attendees to converse over fresh, well-served refreshments and clear any ambiguities they have about the project.

Southern Hills Home Buyers is pleased to announce that they recently completed the successful sale of a Texas home with an extremely complex title situation.

To learn more about the Dallas home buyers company and the services that they offer, please visit https://www.southernhillshomebuyers.com/our-company/.

As a company spokesperson noted, Southern Hills Home Buyers purchased a home that came with significant title issues as well as a number of family members who were involved with the sale.

Rather than be discouraged by the complexity of the situation, the friendly and experienced team at Southern Hills Home Buyers got to work helping the family to navigate selling the home. This included one of the family members, who was the primary seller, not being present and able to sign any paperwork, which involved using power of attorney.

“The property had liens, title issues and other concerns with ownership,” the spokesperson noted, adding that Southern Hills Home Buyers was able to assist the family in selling the property despite the lack of a will, and made the process seamless by utilizing attorneys.

“It took 3 months to get through all of the property issues, but Southern Hills Home Buyers was ultimately able to resolve all of the challenges and help all of the sellers to come to an agreement on terms with each other.”

The fact that Southern Hills Home Buyers was able to successfully navigate and complete such a challenging home sale will not surprise the many clients they have worked with over the years.

Since opening for business, the company has earned a well-deserved reputation for providing win-win solutions that will help homeowners get out of challenging situations. From probate and foreclosure to properties that have become burdensome, Southern Hills Home Buyers is ready and able to assist.

“At Southern Hills Home Buyers, we focus on providing you with a solution to your situation so you can continue to do the things you love,” the spokesperson noted.

About Southern Hills Home Buyers:

Southern Hills Home Buyers is a real estate solutions company based out of Plano, Texas. They are a family owned business that focuses on helping homeowners find solutions for their problems, whether they are going through a foreclosure, can’t sell their property, or just need to sell their house for all kinds of reasons. For more information, please visit https://www.southernhillshomebuyers.com/.

Southern Hills Home Buyers

612 E 16th St.

Plano, TX 75074

GRK Reddy is a visionary & the man behind the success of MARG Group. A first-generation entrepreneur (fondly referred to as GRK by friends and peers), he began his career in the merchant banking industry and gained valuable experience in advising and structuring financial closures. In 1994, he promoted the MARG Group. GRK Reddy has gone beyond the conventional stereotype models of growth and has steered MARG from an EPC company to a diversified infrastructure major.

A post-graduate in commerce and alumni of Kellogg School of Management, GRK recognizes the untapped potential in infrastructure space. He envisages that “Sustainable Infrastructure” will be critical to the Indian economy, driving the second generation of reforms.

Today, MARG Group has over two decades of reassuring presence in infrastructure development and is pioneering the development of economic growth centers. MARG's portfolio spans across the infrastructure value chain - EPC, Marine Infrastructure, Logistics, Urban & Industrial Infrastructure, and Real Estate (residential and commercial).

GRK Reddy's business philosophy revolves around inclusive growth, sustainable development, and redefining the fundamentals of urbanization with a desire to give back to society through ‘holistic region development’ for a better quality of life in a neighborhood community. All MARG projects are standing testimony to this philosophy.

Being a thought leader in the Infrastructure segment, GRK has championed green technologies and innovative city & urban space planning with modernized construction techniques. GRK is actively involved with the Confederation of Indian Industry (CII), is a member of a number of prestigious committees, and is currently the President of the Indo-Australian Chamber of Commerce.

Incorporated in 1994, MARG Group today successfully operates the fully functional ‘MARG Karaikal Port’ having a current capacity of 21 MMTPA. In addition, the Group has developed 1.2 Mil sqft of residential space, delivered 1200 homes, and has a customer base of over 4000. The Group is executing 21 major projects worth more than Rs. 3800 crores in varied domains through its EPC division. Major developments include a 1.85 million sq. ft. integrated development – 'MARG Junction Mall' and a unique 23 million sq. ft. integrated industrial and services township, 'MARG Swarnabhoomi'.

MARG Group is one of India's fastest growing infrastructure organizations and is listed by Dun & Bradstreet as among "India's Top 500 Companies 2011".