Seeks $20 million from private investors for innovative “Uberized” approach to loans.

Denver, CO, Sep 14, 2020 -- Ripe Now, a strategic private lending FinTech company that uses a mobile technology and “Uberized” business model, is scheduled to virtually pitch to investors at the next Girl Get That Money Pitch (GGTM) Interview Series on September 17, 2020. The company is seeking $20 million in equity capital to expand its operations. Ripe Now originated from a partnership between Ripe Funding and Fin Sol Group and have deployed $250 million into the marketplace to date.

“Our success so far has been based on our technological innovations, coupled with the reality that the traditional banking system has failed in its most essential mission, which is lending,” said Philippa Burgess, CMO & COO of Ripe Now. “The reality is that lending simply has not caught up to technology. In the last decade, so many once complex transactions have been reduced to a push button interface, a phenomenon known as ‘Uberification.’ We’re taking this concept to the business of lending.”

The private lending category is growing rapidly, with many players offering consumers and small businesses the opportunity to borrow money outside of traditional banking channels. What sets Ripe Now apart from the pack is its technology platform, which enables it to enroll independent lending agents across the country. This shared economy model empowers the agent
to generate income from private lending.

The pitch will take place on a program offered by Girl Get That Money (GGTM), an online talk show series that matches investors with entrepreneurs. Khadijah Adams, the moderator of the show, is a longtime business empowerment coach, entrepreneur, and accredited investor who frequently mentors early stage businesses.

The show takes place at 11AM PDT on Thursday, September 17, 2020. To register, click here: https://www.khadijahadams.com/event-details/fintech-lending-a-marriage-made-in-technology

Ripe Now

Media Contact:
Khadijah Adams, LLC
2301 S. Stearman Dr
Chandler, AZ 85286
480-269-5811
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https://khadijahadams.com

That’s right, the readers of Rockingham Now have cast their votes, and the winner of the 2020 Readers’ Choice Award for BEST Roofing Contractor is none other than Skywalker Roofing!

Over 105,000 votes were cast in this year’s contest, making it the largest participant pool ever. Readers of Rockingham Now had the opportunity to vote for their favorite businesses and organizations among a number of categories, including Eats, Drinks & Treats, Entertainment/Arts & Culture, Financial, Health, Beauty & Fitness, Pet Picks, Professional Services & Shopping, and Wheels & Deals. Skywalker Roofing was honored to garner the most votes in the Roofing Contractors entry of the Professional Services & Shopping category for 2020. In fact, this is now the 5^th year in a row that Skywalker Roofing has been chosen as the best roofer in Rockingham County!

While Skywalker’s main office is located in Stokesdale, this isn’t the only area we serve. Our service area has now expanded to include the entire Piedmont Triad, the Piedmont Triangle, the Charlotte Metro/Lake Norman region, and the Roanoke, VA area. That being the case, you might assume that an award based solely in Rockingham County wouldn’t necessarily matter a whole lot to us.

But if you make that assumption, you’d be wrong! For the team at Skywalker, we consider it a pretty high honor to be voted for this award. Why? Because Rockingham County is home base for us!

This is a tight-knit community where folks really know one another. While Skywalker serves clients across most of North Carolina and southwestern Virginia, at the end of the day Stokesdale is where we live and work. To be tapped by the folks who know us best as the preferred roofing contractor for our local area is really one of the highest accolades we could ever hope to receive!

At Skywalker, we do more than just providing the best roofing, windows, siding, and other valuable improvement services for homeowners and businesses alike. We’re really all about helping people, making personal connections with our customers & clients, and working to help benefit the communities in which we serve. We conduct business in an intentionally impactful way by following these three essential Skywalker Roofing Core Values: Servant Hearts, Integrity, and Endless Pursuit of Excellence.

Ready to learn more about what Skywalker can do for you in NC or VA? You can check out our Roofing site at www.skywalkerroofingnc.com, and you can also check out our Windows & Siding site at www.skywalkerwindowsandsiding.com. Want to start a conversation with us?

To see our Rockingham Now 2020 Readers’ Choice award, you can head over to:
https://greensboro.com/rockingham_now/special_sections/readers-choice/page-021/page_56cfb472-8239-5aeb-b6ad-ffd67c8ef85d.html?

14 Sep 2020, USA

Legal separation is quite different as it is perceived to be. It is a challenging, emotionally draining decision. Through this process, the marriage is ended with the intervention of the official court.

Marital Separation Agreement puts to an end few obligations and may create many others at the same time. As you may be knowing, Kentucky is a ‘no-fault’ state; thus, no one is brave for breaking down a marriage. One must have valid reasons to believe that there is no scope of reconciliation in the marriage, and the relationship has suffered permanent damage.

Defined:

A legal separation agreement is a written deal filed with the court to addresses the rights and responsibilities of a married couple once they decide to live apart. Matters that can be addressed by the court during the process of separation include:

• Child custody and support
• Division of assets and debts,
• Visit schedules
• Alimony, etc.

Almost all the counties in the United States validate and justify a legal separation agreement except for the states of Delaware, Florida, Georgia, Louisiana, Mississippi, Pennsylvania, and Texas.

Here are the other Legal Requirements needed to fill a Legal Separation Agreement Form:

• One of the spouses needs to be a resident of the concerned county for at least six months or 180 days before filing a petition.
• Wife can’t be pregnant. If she is, the Separation Agreement can only be filed after the child has taken birth or the lady is in the last months of her pregnancy.

These requirements can, though, be avoided by using affidavits.

Far from the truth, and legal separation is entirely different and can have various kind of benefits for the partners. The prime concern is that you wish to have a legal separation that can protect you in case your spouse fails to fulfil their obligations as stated in the agreement. The agreement can be held in the court of law and enforced. Apart from peace of mind, there are a few financial benefits of a legal separation agreement that will protect you as well.

• Tax Advantage while paying Spousal Support: If you have been ordered by the court to pay spousal support, you can claim a deduction during taxation. This only implies if the payments are part of the legal separation agreement.

• Some Marital Benefits Retained: A legal separation agreement retains certain marital benefits. In a legal separation agreement, written consent can be mentioned to continue benefits like health insurance plans, etc. Also, you can file taxes with a marital status instead of single.

• The Financial Obligations are Outlined: Who pays for what can be outlined in the legal separation agreement if you lived in your home with your spouse. A legal separation agreement lets you outline the responsibilities of each partner towards every portion of the home to keep it maintained.

• The functioning of Joint Accounts Clearly Stated: For couples having joint checking, savings, and credit accounts, a legal separation agreement defines if both spouses can have access to any joint accounts. The court orders may require to close all joint bank accounts. All issues related to monetary expenditures and financial responsibilities are well outlined to protect both parties’ interests.

Apart from these financial benefits, as the definition of legal separation suggests, the couple lives separately while not breaking threads of marriage. There can be many reasons for a couple to do this. Either way, there are personal advantages to legal separation too. It opens doors to constraints for co-parenting, child support, and spousal support.

Another incomprehensible potential benefit of legal separation is that it allows separation between partners in a quicker way than divorce, which can be a periodically lengthy and emotionally tiring procedure.

While a divorce, the couple need to wait for the statutory period set by the court of law for marital status termination. Legal separation can cut short those sore times and have you and your spouse separated smoothly as compared to a traditional divorce.

Software Development, including mobile app development, covers various projects, ranging from creating universal apps to custom apps that are complex and take a longer time. Similarly, it includes quick software projects that can be handled by one developer and delivered within a week's time. Then there are sophisticated software projects that go on for months that require big and dedicated teams for development, testing, and service delivery.

There are many companies out there that offer software development. It becomes difficult for a potential customer to know whether the software development company is the right one for their organization. Looking at the experience or testimonials might not be enough for potential customers to choose the right developer. This is where the CMMI Maturity Level 3 certification could be handy in finalizing the right software developer. 

Let's delve deep into details of CMMI Maturity Level 3 and the benefits of doing business with a company that has been appraised at CMMI level 3.

Let's understand CMMI

CMMI stands for "Capability Maturity Model Integration" and is a model that offers evaluation and training for process improvement in organizations. CMMI was first conceptualized by Software Engineering Institute (SEI). It happened as a result of research into organizations that consistently delivered quality software within the stipulated timeframe and the approved budget. 

SEI studied the companies that did very well in timely software delivery against the ones that fared poorly in the same parameters. SEI began documenting their findings shared by the top-performing companies, which eventually became the benchmark for CMMI. SEI also began offering training on how to become a top-performing company with well-defined goals for the purpose.

CMMI can help improve a person's capability, a department, a particular project, and the whole company.

Let's talk about CMMI-DEV

There are three models of CMMI:

• Services (CMMI-SVC)
• Acquisition (CMMI-ACQ)
• Development (CMMI-DEV)

While the CMMI-SVC model gives direction to companies that provide services within their organization and to external customers, the CMMI-ACQ model lends guidance to companies and their leadership teams to make informed acquisitions.

The CMMI-DEV model is used for process improvement in organizations that develop products, such as Sankalp. CMMI for development contains best practices covering entire customer life cycle management project management, which includes all the facets of product development ranging from process management to software development to service delivery and maintenance.

The practices of CMMI-DEV are suitable for wide-ranging industries, including product and service development. They provide standardization of all the processes against which the company can compare itself. When a company is said to be appraised at CMMI for Development, it means the same has been thoroughly trained, evaluated, and assessed in product and service development.

A company needs to meet all the parameters for the level to be appraised. For example, for Maturity Level 3 (ML 3) in CMMI-DEV, Sankalp met all the below-mentioned process areas:

• Decision Analysis and Resolution (DAR)
• Integrated Project Management (IPM)
• Organizational Process Definition (OPD)
• Organizational Process Focus (OPF)
• Organizational Training (OT)
• Product Integration (RD)
• Requirements Development (RD)
• Risk Management (RSKM)
• Technical Solution (TS)
• Validation (VAL)
• Verification (VER)

Sankalp having being appraised CMMI-DEV (v1.3) Maturity Level 3, means that as a company, we adhere to the detailed process guidelines of ML2 and ML3. This means we use the CMMI best practices for product and service development throughout the customer life cycle.

Guarantee for Customer Delight

Corporate Quality Certification brings pride and adds to the responsibility of delivering uncompromising quality to the customers, something Sankalp has been doing for around two decades now. The company has achieved great success in providing excellent customer service to its clients. The company also provides training to its employees on how they can improve their performance.  

• After this certification, the customers can look forward to:
• Further improvement in quality throughout the project lifecycle.
• More value for money.

• A thorough evaluation of various approaches for a given project and choosing the best of the lot.
• A review of customer feedback and proactive steps to eradicate the chances of any forecasted issues.

What the certification means to Sankalp

The certification is a reassurance for the cutting-edge processes that they follow at each step. This certificate will inspire them to re-dedicate themselves to the utmost quality and performance improvement to delight the customers at each stage of the project. 

As a team, they are determined to get better in everything they do. Which means:

• More defined processes.
• Process adherence at every stage without a compromise.
• Higher predictability for consistent quality in projects of all sizes.
• High quality at every step.
• Lessened re-works.
• Decreased turnaround time.

Benefits of doing business with a company that has been appraised for CMMI

When you do business with a company that has been evaluated for CMMI, you have many benefits:

• Assurance of quality products.
• Predictable and realistic service delivery timelines.
• Best value for money.
• A thorough evaluation of each project and advising the best option.
• Reduced instances of customer issues as the company proactively works to reduce the probable problems.