April is Financial Literacy Month. CreditGUARD of America will be holding two free webinars online on 15th of April, 2020 and 30th of April, 2020 called The Simplest Ways to Make the Best of a Financial Crisis in response to COVID-19 Pandemic. The economic fallout from the coronavirus pandemic could be profound. Many people are already losing jobs, with unemployment jumping at a record pace. Even those who stay employed may face reduced hours or uncertainty about how long their paychecks will continue. If you’re in a situation where you can’t pay all your bills, or likely to be there soon, you may have some options to limit the damage to your finances.

This webinar will reveal important information about ways of managing debts during times of financial hardships and what are all the options available to consumers facing financial hardships and illustrate a step by step process for getting out of debt 3 to 5 times faster or finding relief.

When it comes to being financially literate, Americans think they are making the grade.  In a recent survey conducted by CreditGUARD of America, 59 percent of those polled gave themselves an A or a B on their money know-how.  However, Andrea Lavin of CreditGUARD of America says when she actually starts to quiz people, those grades falter.

Andrea Lavin, a certified financial counselor of over 15 years, will be leading the presentation and will share some practical tips and tricks on budgeting and finding the credit counselling they need now! Asked about this highly educational one hour webinar, Andrea Lavin said that this webinar is a chance for people to have a breath of fresh air as they will be receiving lots of useful information and are able to manage their debts with all the tools and services available to them from financial institutions and creditors. They can ask questions live and get information not easily available through creditors or other for-profit financial organizations.

Since 1991 CreditGUARD of America, an A+ BBB rated non-profit credit counseling agency, has been providing reliable credit counseling and debt management services to American consumers across the country. Their highly trained counselors advise consumers on personal budgeting, debt consolidation without home equity loans or credit card promos or even without filing bankruptcy. Understanding these credit solutions and what other better alternatives are out there can help consumers get through financial difficulties. Credit and money management is key to creating a stable, financial future. For consumers in debt collection, it is important for them to know their consumer rights and how to spot collection harassment so debt collectors don’t take advantage and even how to stop the collection calls entirely. CreditGUARD of America encourages consumers to enhance their personal financial literacy through their educational resources.

Full information can be found on the website: http://CreditGUARD.org/webinar.

Contact info:

Name: Andrea Lavin

Organization: CreditGUARD of America

Address: 791 Park Of Commerce Blvd Suite 500, Boca Raton, FL 33487

Phone: 1-800-913-0205

United States 18.03.2020. If that you have chosen to fix your terrible credit, there are credit fix organizations that can help. This is an important choice and not one you should trifle with. By and large, a credit fix organization will charge you a couple hundred dollars and their program as a rule takes a year to finish.

You would prefer not to pick an inappropriate organization for credit repair McAllen TX like White Jacobs & Associates and get yourself more profound under water and no place nearer to improving your credit. Then again, if that you locate an extraordinary organization to help you that may be one of the most astute money related choices you can make!

Allows as a matter of first importance investigate what you should trust a credit fix administration will accomplish for you. Investigate your credit and ask yourself what you think needs to improve. Credit fix goes past debates with your credit organizations and the credit authorities.

Credit fix or credit score needed for home loan by White Jacobs & Associates has been viewed as something that is fixing the credit report. Presently, attempting to fix your terrible credit can likewise assist with fixing your credit report. You have rights under the Fair Credit Reporting Act to question any things that you feel are erroneous. This piece of fixing your credit has been useful to individuals who have inadequate or off base data on their credit reports. These will obviously just assistance your FICO rating once you get the things adjusted.

This is only the start, fixing your credit. If that you locate a legitimate credit fix organization, at that point they ought to likewise work with your loan bosses to have them quit revealing negative records. Presently, it relies upon every individual credit circumstance exactly how well a credit fix organization can support you. A few people may just need to find support on fixing their credit reports, while others need progressively broad assistance and search for an organization that gives full credit fix administration.

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https://www.whitejacobs.com/credit-score-success-how-nikki-helped-jessica-get-a-home/

Köln, North Rhine-Westphalia (release-news) January 29, 2020 - The Swiss insurech firm kasko2go and the insurance group die Bayerische have started a joint project to develop new, customer-focussed solutions for telematic insurance policies in Germany. In the first half of 2020 die Bayerische is planning the phased launch of an app-based telematic policy. Now that the product has already been successfully introduced in Switzerland with Dextra Versicherung AG, a subsidiary of die Bayerische, German insurance customers are set to benefit from it in future too. The rate rewards safe, environmentally aware driving with discounts of up to 50 per cent on traditional car insurance. The premium is calculated on the basis of actual mileage and driving style.


A unique feature in comparison with existing telematic insurance in Germany is the combination of pay-as-you-drive with pay-how-you-drive. That means that anyone who doesn't drive their car pays almost nothing. And the customer has fully transparent costs at all times. Premiums are based on the individual driving style. Telemetry and artificial intelligence are then used to evaluate the risk of that driving style. The more responsibly and environmentally the person drives, the lower the insurance premium that they pay.

No additional device is required to benefit from these insurance rates, just an app installed on a smartphone. Coverage is billed for the exact number of kilometres driven. The app for the German market will be available from the spring. And in contrast to all the products currently on the market, customers will be able to use the app even if they have not yet taken out an insurance policy. So they can test it and find out whether the solution on offer really does represent added value for them, because a telematic rate is not necessarily right for all drivers. And that is exactly the idea behind the new product.

Martin Gräfer, CEO of die Bayerische: "kasko2go is a new addition to our portfolio and gives customers the opportunity to be rewarded for their sustainable driving with attractive rates. Our analysis shows that many consumers are happy to pay for the services they actually use. And because car drivers can now get the best possible protection from us for a fair premium whenever they need it, we are hoping for strong long-term interest in this innovative idea. This is also another step towards turning our vision into reality: we want to help our customers only to pay for the insurance coverage that they actually need."

Genadi Man, CEO of kasko2go: "According to the main analysts, the usage-based car insurance market is going to grow by about 24 per cent a year until 2027. Market penetration in Germany is currently below 1 per cent, so we want to exploit this potential. And with our novel, scalable approach we not only want to make a long-term contribution to making Germany's roads safer. At a time of increasing environmental awareness, the product also fits the zeitgeist and rewards environmentally conscious driving. People save money, improve road safety and help the environment, making it a sensible, value-added win-win situation for everyone involved."

While kasko2go contributes technological know-how, an angle for creating a safer driving culture and international business experience, die Bayerische brings its proven insurance expertise to the partnership. The insurance group has operated in the German market for more than 160 years, specialising in insurance solutions for private individuals.

Further information:

Media team kasko2go
Goltsteinstrasse 87
50968 Köln, Germany

Ingmar Remus
E-Mail: This email address is being protected from spambots. You need JavaScript enabled to view it.
Phone: +49 (0) 221 3480 3835

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Los Angeles, California (release-news) January 21, 2020 - The Los Angeles technology insurance brokers at MFE Insurance recently released a blog educating readers on the purpose and benefits of cyber liability insurance. Handling sensitive data is a major responsibility, and a breach could be a costly event, so businesses that handle confidential data should consider purchasing a policy.

General liability insurance, contrary to popular belief, does not cover cyber incidents. This is because data is not considered a tangible property, nor does its loss qualify as a physical one. General liability insurance also does not cover regulatory expenses, incident response, extortion, or damages coming from the loss or corruption of electronic data. As a result, it is important to consider whether you can afford the monetary impact of a cyber breach and purchase a comprehensive cyber liability insurance policy if you cannot. A breach can cost hundreds of thousands of dollars to contain, even for small businesses, making insurance a worthwhile investment.

Cyber liability coverage helps you pay for incidents related to data breaches and the loss of important data. It can help you replace or restore data and damaged programs as the result of hack or virus, replace lost income as the result of an attack, pay for a response campaign that includes notifying people affected by the breach, and even pay extortionists who threaten your data. Some policies will also help you pay for cybersecurity and crisis management professionals if you need additional support. Companies of all sizes should consider cyber liability insurance if they collect and store personal information, such as social security numbers; store data on a computer network; advertise your business online; send or receive documents electronically; or communicate with clients via email.

Speak to the cyber liability insurance brokers at MFE Insurance for more information and to acquire a policy. The brokerage's experienced staff can help you choose the right suite of policies for your needs, including cyber liability insurance, to provide you with comprehensive coverage. Call MFE Insurance directly at 213-226-7990 or contact them through the firm's website, https://www.mfeinsurance.com/. MFE Insurance is headquartered at 811 W. 7th Street, Los Angeles, CA 90017 and provides insurance to businesses across the country.

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